Presidential Mortgage Home Loan Programs

Presidential Mortgage Group has decades of experience working with local community members to help them discover the best loan to meet their needs. Many types of home loans and mortgages exist, sometimes making the decision of which loan to choose a difficult one without the help of a trained loan officer. If you have any questions or need guidance while you research home loans and mortgages, contact a Presidential Mortgage loan officer today.

At Presidential Mortgage Group, we offer four primary types of loans:

Conventional Loans

Conventional loans (also known as conforming-loans) meet the standards set forth by Fannie Mae or Freddie Mac – the two largest mortgage institutions in the country. This is the most common type of loan, and is perfect for borrowers with good credit and who can put down a large down-payment.

Learn more about Conventional loans…

FHA Loans

FHA loans are insured by the Department of Housing and Urban Development (HUD) as a form of federal assistance and are available to all homebuyers. These loans feature low down-payments and more lenient qualification guidelines. FHA loans can be a great choice for borrowers with less-than-perfect credit and who need to make a smaller down payment.

Learn more about FHA loans…

VA Loans

The VA loan program is one of the most valued features of the military benefits package. No down payments are required for these Veterans Administration-backed loans and qualification guidelines are flexible.

Learn more about the benefits of VA loans…

Construction/Permanent Loans

Construction loans are made available to finance the building or rehabilitation of homes. There are many benefits to construction loans, including the opportunity to automatically convert to long-term financing at the end of the construction period – saving thousands of dollars in closing costs.

Learn more about Construction/Permanent Loans…